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Writer's picturelearnedman

“Stay Present, Plan Ahead”

Many of us can relate to this on various levels, so may I have your attention for just 90 seconds? This brief message is all about staying present while keeping the future in mind—it’s the key to finding balance, both financially and personally.


There’s a delicate balance between living in the moment and preparing for the future, and few things exemplify this better than our financial planning. If you’re someone who is paid biweekly or every other week, you likely understand this concept all too well. Take November 2024, for example. Many employees will see three paychecks that month, starting with November 1st. But here’s the real insight: your financial comfort doesn’t reside in those November checks—it lies in what you do with the paycheck you receive on October 18th, 2024.


Why does this matter? Because bills like your mortgage, rent, or other major expenses are usually due at the beginning of the month. That first November check doesn’t bring immediate relief—it’s the last paycheck in October that truly holds the key to how financially comfortable you’ll be when those first-of-the-month bills hit. It’s easy to look ahead to November and feel excited about three paychecks, but staying present means understanding that your current paycheck is where financial peace can begin.


This concept is a powerful reminder of why we must stay present in our actions, even when they’re driven by future goals. We can anticipate good things ahead—whether that’s more paychecks or a planned windfall—but without taking advantage of the opportunities in front of us right now, we won’t fully reap the benefits later. In this case, how you manage your finances with your October 18th paycheck will determine how comfortable and stress-free your November can be.


It’s easy to become consumed by the future, always thinking ahead to what’s coming. But true progress lies in knowing how to use the present moment to pave the way for the future. Whether it’s budgeting, planning for that third check in November, or simply being mindful of how you manage your time and resources, today’s actions are the stepping stones to tomorrow’s successes.


So, as we anticipate what lies ahead, let’s not forget the power of today. Make thoughtful decisions now that will allow you to enjoy the fruits of your labor later. Stay present, but keep the future in mind—it’s the key to balance, both financially and personally.


Just want to keep this thing called #life - SIMPLE! Remember to stay #Positive, #Plugged and #Present. #Learnedman


#Learnedman Photo Featured In Fort Lauderdale Magazine


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